brand brand
Helping good people through bad times
Local:423-954-7180
Local:423-954-7180

November 2016 Archives

It is possible to rebuild your credit after filing for bankruptcy

Filing for bankruptcy can give residents of Chattanooga the ability to start over on a clean financial slate. However, they may be concerned about how filing for bankruptcy will affect their credit. After all, having a good credit score is essential these days. For example, whether a person can get a loan for a house, an automobile, a credit card, or even a job can depend on a person's credit score.

Do not let store credit card debt ruin the holiday season

Store credit cards may seem like a great thing -- after all, they often give discounts to those who use them, and one can always pay off the balance at the end of the month. However, sometimes, people in Tennessee find that as their balance grows, they cannot keep up. This is especially true during the holiday shopping season.

What are some student loan debt relief options?

Many young adults in Tennessee have found themselves in a catch-22. They may have gone to college to obtain a good-paying job, but in the process they may have racked up thousands of dollars in student loans. Moreover, there is no guarantee that after graduation they will be able to find a job that pays well enough to have them cope with the high student loan payments they now face. They may wonder if there is any way they can eliminate debt related to student loans.

Mortgage debt plagues many, but debt relief may be available

Tennessee residents may be surprised to hear that according to one report, as of May 2016, the amount of consumer debt owed nationwide totaled $3.4 trillion. On average, American households with debt have approximately $16,000 of it. This is a 10 percent increase from the amount of debt owed in 2012.

What are some positives to filing for Chapter 7 bankruptcy?

Deciding to file for bankruptcy may be one of the biggest financial decisions a person in Tennessee makes in his or her lifetime. Therefore, it is important to be fully aware of how each type of bankruptcy filing works. This post will focus on Chapter 7 bankruptcy. What are some advantages to filing for Chapter 7 bankruptcy?

Kenneth C. Rannick, P.C.
4416 Brainerd Road
Chattanooga, TN 37411

Phone: 423-954-7180
Phone: 423-624-4002
Fax: 423-624-0509
Chattanooga Law Office Map