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Helping good people through bad times

Take control of your future with a Chapter 13 bankruptcy

Most Americans understand the last decade has seen a lot of financial ups-and-downs. Many Tennessee residents have felt the pinch. In fact, even now when many claim to be enjoying a turnaround in the economy, many residents are still struggling financially.

These individuals may have a difficult time paying their mortgage. In some cases people may rely on credit cards in order to meet their necessary expenses. Other people may be dealing with overwhelming medical debt -- it is no secret that the cost of medical care in the United States has been rising. Others still may be drowning under overwhelming student loan debt.

In these situations, people may be unsure of where to turn to seek financial help. Often, Chapter 13 bankruptcy can provide the solution. Chapter 13 bankruptcy allows debtors to pay back a portion of their debts over a period of time. This can lower the overall payment each month, while still offering a significant debt discharge at the end of three or five years. During this repayment plan, people are not at risk of losing their homes, their possessions or being subject to any harassing debt collection actions.

Filing for Chapter 13 bankruptcy, however, may not be as easy as people think. There are strict requirements that must be adhered to. Often, people are not equipped to meet the legal technicalities that must be satisfied in order to properly file for Chapter 13 protection. Therefore, they need the skilled help of an attorney.

Our law firm has helped people file for bankruptcy for many years. Our compassionate and understanding attorneys know how important that debt relief is to Tennessee residents. We can help people understand the process from the beginning through the end. We can ensure that bankruptcy is the best option for a person before the individual goes down this route.

For more information on Chapter 13 bankruptcy and how we can help, please see our website. Nobody should have to deal with these important financial issues alone.

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Kenneth C. Rannick, P.C.
4416 Brainerd Road
Chattanooga, TN 37411

Phone: 423-624-4002
Toll Free: 800-257-7594
Fax: 423-624-0509
Chattanooga Law Office Map